1 critical issueTerminating
Projex Pacific Incorporated
51-0470194· Temple City, CA· 2025 filing
D
0/100
Overall grade
Below average. Several areas need attention.
–
Fees
–
Financial Wellness
F
Plan design
C
Compliance
Fees
This plan's fees aren't public. Enter yours to grade them against similar plans.
Financial Wellness
Plan design
Good base, but no automatic enrollment. That's the top thing to add.
Employer match
The plan matches employee contributions, the single strongest driver of participation and savings.
Profit sharing
The employer also makes profit-sharing contributions on top of the match.
No automatic enrollment
Employees have to opt in themselves. Auto-enrollment is the easiest way to lift participation, and most newly started plans are now required to include it.
Safe harbor
Guaranteed employer contributions exempt the plan from annual IRS testing, so owners and higher earners can contribute the full limit.
No brokerage window
Employees can only invest through the plan's core fund menu. A brokerage window opens the wider market for people who want more control.
No Mega Backdoor Roth
High earners are capped at the standard contribution limit. A Mega Backdoor Roth lets them save well past it with after-tax dollars converted to Roth, and it's one of the most-requested features at competitive companies.
Compliance & health
1 critical issue on the latest filing. These need attention.
Plan filing final return, in-market for rollover/replacement
Flagged on the latest filing. Worth a closer look with your provider.
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Recordkeeper
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Key insights
- Strongest area: compliance & health. 1 critical issue on the latest filing. These need attention.
- Best place to improve: plan design. Good base, but no automatic enrollment. That's the top thing to add.
- Enter your fees (PEPM, monthly, and AUM %) to see exactly how your costs compare.
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