No issues reportedNew plan
Ropcor, Inc.
61-1399608· Schenectady, NY· Fidelity· 2024 filing· vs 13 plans your size
NEW
Not graded
New plan status
New plan — not graded until a full filing year is available.
–
Fees
–
Financial Wellness
B
Plan design
–
Compliance
Fees
Not graded for a new plan because the first filing does not disclose reliable ongoing fees.
Financial Wellness
Not graded until the plan has a full year of contribution and balance history.
Plan design
Covers the basics. A few high-impact features are missing.
Employer match
The plan matches employee contributions, the single strongest driver of participation and savings.
Profit sharing
The employer also makes profit-sharing contributions on top of the match.
Automatic enrollment
New hires are enrolled by default. Plans with auto-enroll see much higher participation.
Not safe harbor
The plan has to pass annual IRS nondiscrimination testing, which can cap what owners and higher earners are allowed to contribute.
Default investment (QDIA)
Employees who never pick investments land in a sensible default, usually a target-date fund, instead of cash.
No brokerage window
Employees can only invest through the plan's core fund menu. A brokerage window opens the wider market for people who want more control.
Compliance & health
No issues are reported, but a first filing is too early for a compliance grade.
Compare
How does Ropcor, Inc. stack up against another company?
Search a competitor to see the two report cards side by side.
Prefer to use your EIN?
Recordkeeper
Fidelity
No provider notes available.
Key insights
- This is an initial filing. Fees, financial wellness, and a clean compliance record need a full filing year before they can be graded.
Ask about your plan
Grounded in your Form 5500 data
Live
Try asking:
Shift+Enter for new line · Enter to send